Loan Rates

All our Payday Loan rates are pro-rated, so if you decide to pay a loan off early, you will benefit by saving the interest that would otherwise be paid. You only pay for the days that you have the loan, and only on the amount of principle which you have.

Because we keep our costs down, we charge only $7.50 per $100.00 of principle that you borrow each week. Given that most our payment plans work on a 2 week schedule, we then calculate that the term rate at $15 per $100.00 for every 14 days. The APR for these loans is 391.07%. Utah state law allows a payday loan for only 12 weeks before it must be completely paid.

In the state of Utah, Payday Loans are only allowed for 84 days (12 Weeks). At the end of that period, you must pay off the loan. It's the law. We can give you another loan right away, but it must first be paid off.