Payment Options

Payments are flexible and easy. When your payment date comes, you can simply pay the outstanding interest amount, or you can add to the payment to help pay down the principle, which will help on what will be owed on the next interest payment. You can pay off the loan at any time without penalty, and save even more. The state of Utah allows payday loan companies to charge interest on outstanding loans for up to 10 weeks, which is 70 days.

Payments are usually 2 weeks apart, but we can work with your individual payday schedule in order for the payments to work the best for you. There are no prepayment penalties, and you can pay as much as you like above what is owed in interest.

When your payment comes due, the minimum payment amount will be whatever is accrued in interest for the time that you have had the loan. You can choose to pay interest only, interest with principle, and you can have us ACH the payment right from your bank account.

Unless we know before hand how you want the payment to be handled, we will always try to get a hold of you when payments are due to verify how you want the payment to be made. Now that we are completely on-line, electronically payments are a great convenience, but you can always call us and let us how you would like your payment to be handled. Call us, or send us an email.